Heavy vehicle insurance
Protects heavy-duty cargo vehicles against risk.
All productsProduct Overview
This insurance provides cover for heavy-duty motor vehicles owned, leased, or operated by the Insured and used in connection with mining operations, road and bridge construction, building and infrastructure projects, and cargo transportation. Coverage applies to vehicles classified under Categories C and E, including but not limited to tractor heads, trailers, tankers, and associated units, as specified in the policy schedule.
Insurance Coverage
Road Traffic Risk
An insured event occurring and causing loss while the vehicle's engine is running and it is participating in road traffic.
Fire and Explosion Risk
Fire — the occurrence of thermal action or flame, independent of any act by the insured or an authorized person and arising from an external cause, sufficient to alter the material properties, shape, or size of the insured property. Explosion — a sudden expansion of gas or air, independent of any act by the insured or an authorized person and arising from an external cause.
Natural Hazards
Damage to goods and materials caused by natural hazards such as rain, snow, hail, storms, floods, wildfires, or lightning.
Theft and Robbery Risk
Theft — a third party's direct, intentional act of unlawfully and secretly taking all or part of the insured property, without the use of force, out of greed, with the intent to permanently and freely dispose of it as their own. Robbery — a third party using or threatening to use force against the insured to seize all of the insured property.
While Parked in a Designated Lot
Loss occurring under circumstances other than causing a traffic obstruction or violating entry/exit or traffic rules and regulations.
Intentional or Unintentional Acts by a Third Party
Damage to goods and materials caused by an intentional or unintentional error or act by a third party.
Amar Insurance LLC is a trusted and well-established insurer with over 23 years of experience in the insurance industry. Backed by a team of highly skilled and dedicated professionals, we have earned the confidence and loyalty of our clients. We provide a comprehensive range of insurance solutions for both individuals and businesses, and through our advanced digital platforms, we are committed to delivering efficient, reliable, and customer-centric services tailored to our clients' evolving needs.
