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Dear Valued Clients and Partners,
On behalf of Amar Insurance LLC, I would like to extend our sincere appreciation for the continued trust and partnership you have placed in us.
The year 2025 was characterized by disciplined growth, operational resilience, and measurable performance. During the year, we served 22,509 clients and generated gross written premium income of MNT 24.9 billion. In fulfilling our core promise of protection, we paid MNT 7.6 billion in claims to 7,907 clients who experienced unforeseen risks, reaffirming our commitment to prompt and reliable claims settlement.
In 2025, our capital adequacy ratio reached 287%, and our solvency position fully satisfied the highest regulatory standards set by the Financial Regulatory Commission. This strong financial foundation reaffirms our position as a reliable and stable insurer in the market. These achievements reflect our disciplined risk management and the continued expansion of trusted partnerships, built through close and effective collaboration with our partner organizations, agents, and reinsurers.
Amid accelerating global digital transformation, the insurance industry is experiencing both new opportunities and fundamental structural change. In response, we are prioritizing the development of technology-enabled products and service solutions, while strengthening our operational efficiency and data governance capabilities to support sustainable long-term competitiveness.
In 2025, Amar Insurance LLC initiated the implementation of the international information security standard ISO/IEC 27001:2022, further strengthening our information security management framework and reinforcing our commitment to protecting the confidentiality and integrity of our clients’ data.
We recognize that sustainable growth and meaningful contribution to society require consistent commitment and responsible corporate conduct. In 2026, we are prepared to further strengthen our investment in technological advancement and take strategic steps toward expanding our insurance operations beyond the Mongolian market.
We sincerely thank you for your continued trust and partnership, and we look forward to achieving even greater success together in the years ahead.
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