Covered Risks
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RISKS DURING VEHICLE IS IN MOTION |
RISK OF FIRE AND EXPLOSION |
NATURAL HAZARD |
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Loss or damage occurring while the vehicle’s engine is running and the vehicle is in motion. |
Loss or damage to the insured item caused by fire, combustion, flare-ups, or explosions. |
Loss or damage to the insured item due to natural hazards other than earthquakes, such as rain, snow, hail, storms, floods, wildfires, lightning, or thunderstorms. |
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RISKS DURING TRAFFIC FLOW |
RISKS WHILE LEGALLY PARKED |
DRIVER ACCIDENT INSURANCE |
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Loss or damage occurring while the vehicle’s engine is running and the vehicle is participating in road traffic. |
Loss or damage occurring when the vehicle is legally parked in designated parking areas or facilities marked for temporary or long-term parking. |
Covers sudden and unforeseeable physical injuries or functional impairments to the insured driver or authorized person resulting from a traffic accident while operating the insured vehicle. |
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RISK OF THEFT AND ROBBERY |
Гуравдагч этгээдийн санаатай болон санамсаргүй үйлдлийн эрсдэл |
GLASS DAMAGE RISK |
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Loss or damage to insured item caused by theft or robbery committed by a third party, including acts involving violence or threats to health or life. |
Гуравдагч этгээдийн санаатай болон санамсаргүй гаргасан алдаа, үйлдлийн улмаас бараа материалд учирсан хохирол. |
This refers to cracks, breakages, and similar damages that occur while the insured vehicle is parked, in transit on the road, or with the engine operating. |
