Covered Risks
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RISK OF PLUMBING |
RISK OF FIRE AND EXPLOSION |
NATURAL HAZARD |
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Loss or damage to the insured item due to malfunction, freezing, technical failure, or abnormal/excessive water pressure in plumbing systems, including both visible and concealed pipelines and their components. |
Loss or damage to the insured item caused by fire, combustion, flare-ups, or explosions. |
Loss or damage to the insured item due to natural hazards other than earthquakes, such as rain, snow, hail, storms, floods, wildfires, lightning, or thunderstorms. |
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INTENTIONAL OR UNINTENTIONAL MISCONDUCT OF A THIRD PARTY |
RISK OF THEFD AND ROBBERY |
ADDITIONAL COVER |
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Loss or damage to the insured item caused by intentional or accidental actions of a third party. |
Loss or damage to insured item caused by theft or robbery committed by a third party, including acts involving violence or threats. |
Optional coverage can be added based on the insured’s requirements. |
